What is every Independent I-A team's record against the over/under line as an underdog in the 2020 season?

Definitions
Team Over Record Over % Under % Total +/-
Liberty 3-1-0 75.0% 25.0% -4.5
Army 2-2-0 50.0% 50.0% -5.9
U Mass 1-3-0 25.0% 75.0% -13.4