What is every Independent I-A team's straight up win-loss record as an underdog in the 2020 season?

Definitions
Team Win-Loss Record Win % MOV ATS +/-
Liberty 3-1-0 75.0% 2.8 +13.3
Army 1-3-0 25.0% -10.0 -3.1
U Mass 0-4-0 0.0% -37.3 -1.5